Real estate deals close. Then the waiting starts.
Funds clear. Commissions get calculated. Splits get agreed. Transfers get initiated — to the agency, to the referral partner, to whoever brought the buyer. Each leg of that payment is a separate instruction, a separate delay, a separate point of friction. The deal is done. The money takes days to catch up.
I built Shaka.deal because that gap is a solved problem — it just hasn’t been applied here yet.
What Shaka does
Shaka is an onchain payment routing tool. You create a deal: define the total amount, set the wallet addresses, assign the splits. Shaka generates a link. The payer hits the link, pays once, and the funds route instantly to every wallet in the deal — in the exact proportions you defined, in a single transaction.
No escrow. No holding period. No platform sitting between the money and the people it belongs to. The payment is irrevocable the moment it’s made. There’s no chargeback window, no dispute mechanism, no reversal. When a deal closes on Shaka, it’s closed.
The fee is 1%.
Why onchain
The question I get most often: why not just use a bank transfer?
Bank transfers work. They’re also slow, reversible, jurisdiction-dependent, and require both parties to have accounts in compatible systems. For a single transaction between two entities in the same country, that’s fine. For a commission split involving three parties across two countries, paid at 5pm on a Friday before a public holiday — bank transfers are a problem.
Onchain payments don’t have business hours. They don’t have correspondent banking delays. They settle in seconds, not days, and the settlement is final.
There’s also something more fundamental. A deal documented onchain is a deal that exists permanently — not in one bank’s ledger, but in a public record that no single institution controls. For high-value transactions between parties who may not have an existing trust relationship, that permanence matters.
The split is the feature
Most payment tools move money from A to B. Shaka moves money from A to B, C, D — simultaneously, in the right proportions, without a second step.
This sounds simple. It isn’t, if you’re trying to do it with traditional infrastructure. Multi-party payment splits usually require an intermediary who receives the full amount and then distributes — which means waiting for them to distribute, trusting them to distribute correctly, and absorbing their cut in the process.
Shaka eliminates that intermediary. The split is encoded in the deal. The payer pays once. The routing happens at the protocol level. Nobody holds the money in transit.
For real estate — which is built on splits, referrals, co-agency arrangements, and commission structures that often involve three or four parties — this changes the settlement layer in a meaningful way.
No KYC, no account
Shaka doesn’t ask who you are. It doesn’t require a registered account, a verified identity, or a business relationship with a payment processor.
You need a wallet. You need the deal link. You pay.
For the people receiving: you need a wallet address. That’s it. No onboarding flow, no compliance questionnaire, no waiting for a platform to approve your account before your money arrives.
I’m not going to oversell the anonymity angle — if you’re operating a licensed real estate business, you have compliance obligations that exist regardless of how you move money. But the absence of friction is real. The payment infrastructure gets out of the way and lets the deal close.
Who this is for
The problem I was looking at was specific: agents splitting commissions across co-agency deals, referral arrangements, and buyer’s agent structures. The money is there. The deal is closed. And then three people are waiting on two separate bank transfers that may or may not arrive before the weekend.
That’s the problem Shaka solves. One payment, one transaction, everyone paid at the same moment.
The use case extends wherever a payment needs to split at settlement — real estate, freelance collectives, music royalty splits, revenue shares. The tool doesn’t care about the industry. It cares about the split.
The tool is live at shaka.deal. Create a deal takes about two minutes.
What comes next
Shaka is live. The tool works. What I’m focused on now is the documentation layer — making the onchain settlement record easy to surface and attach to deal paperwork. The payment is already permanent and verifiable; the next step is making that accessible to the parties who need it.
There’s also the privacy angle. Shaka doesn’t require identity — but if you want your payment to carry one, that’s possible. A named entity paying through a verifiable onchain address is more accountable than a raw wallet string. The infrastructure for that exists. How far you go with it is your call.
The deal closes. The money moves. Done.
That’s what Shaka.deal is.